The State Pension gives you a regular income from the government once you reach State Pension age.
Workplace pensions are set up by employers. From April 2019 every employer must provide a workplace pension.
Tracing old pensions
If you have had more than one job you may have multiple pensions. The Pension Tracing Service is free and can help.
An annuity is a type of insurance policy that can be bought using your pension and provide you with a regular income.
It’s possible to access your pension prior to retirement and invest in another way, but be wary of scammers. Find out more.
What you can do with your pension pot?
When you retire you can take a cash lump sum, choose an income draw-down scheme or buy an annuity with your pension pot.